Do you know anyone who's ever gone to a nursing home?  Chances are, you probably do, and chances are, their insurance didn't cover a lot of the cost.  Insurance for short and long-term care can make financial sense.  It's can be financially beneficial and much better than paying out-of-pocket if you or a loved one need short or long-term care.  Some options include return of premium if unused.  Your options can be discussed in a free-no, obligation consultation.  Call now to find out how this can benefit you AND your legacy.